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Mortgages



Buying a new home?

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With Commerce National Bank as your mortgage partner, we will assist in making your dream of owning a new home a reality. Commerce National Bank Mortgage, in partnership with Benchmark Mortgage, offers fixed rate, adjustable rate, FHA, VA, USDA, and Jumbo loans.

FHA Loans

FHA loans are designed for low- to moderate-income applicants who are typically unable to make a large down payment by allowing homebuyers to borrow up to 96.5% of the value of the home.

Conventional loans

A conventional loan is not issued or insured by a federal agency and is usually a 30-year fixed rate term that usually requires a 10 - 25% down payment and often allows for a better interest rate.

VA Loans

With a VA loan, the federal agency will guarantee the mortgages offered by private lenders to qualified members of the armed forces, active military personnel, veterans or their widows. In some cases one can buy a home on a VA loan with no down payment.

More than 27 million Veterans and service personnel are eligible for VA financing. Even though many Veterans have already used their loan benefits, it may be possible to buy a home again or refinance using remaining or restored loan entitlements. Before arranging for a new mortgage, Veterans should consider all the advantages of a VA Loan. Contact us today for a no-obligation consultation.

USDA Loans

Commerce National now offers a powerful mortgage option for rural and suburban homebuyers. USDA Loans come with significant benefits that provide homebuyers the opportunity to achieve loan terms that no other program can offer. Any individual or family who plans to occupy a home located in an eligible rural area as their primary residence and who meets credit guidelines may apply.

Contact Heather Price at 979-595-1630 with questions how Commerce National Bank can make your mortgage dreams come true!!!



Contact Us

  •   1-979-595-1600 (B/CS)
  •   1-512-347-1959 (Austin)
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