For major purchases, such as a car or vacation, you may borrow money over a specified term with a fixed rate of interest. An installment consumer loan helps you borrow a fixed amount to pay for the things you need. Whether it's a home project, a vacation or an addition to your home, our loan staff can help you create a customized loan that works with your budget and your life. Monthly payments may be made by check, cash, or through auto-debiting your Commerce National Bank account. Some of our checking accounts offer an interest rate discount on consumer loans.