Current Rates



Current Rates

Interest rates and annual percentage yield (APY) are effective March 5, 2019.

Rates are updated every Friday and are subject to change daily. Fees may reduce earnings. Penalty for early withdrawal.

Call 979-595-1600 (CNB Bryan / College Station) or 512-347-1959 (CNB Austin) for current market rates.

CD Specials

$1,000 Minimum Interest Rate APY
12-Month Step-Up ‡ 1.45% 1.46%
18-Month No Penalty (Personal CD Only) 1.00% 1.01%
13-Month Special £ 2.23% 2.25%
15-Month Special £ 2.09% 2.11%
18-Month Special £ 2.09% 2.11%
21-Month Special £ 1.74% 1.75%
‡ Unlimited deposits of at least $500 may be made to the CD during the 12 month term
£ CD specials will automatically renew to the rate in effect at end of term

CDs, IRAs, and SEPs

$1,000 Minimum Interest Rate APY
30 Days 0.50% 0.50%
60 Days 0.50% 0.50%
90 Days 0.50% 0.50%
182 Days 0.90% 0.90%
270 Days 0.90% 0.90%
1 Year 1.25% 1.26%
1 1/2 Year 1.35% 1.36%
2 Years 1.50% 1.51%
2 1/2 Years 1.75% 1.76%
3 Years 2.00% 2.02%
4 Years 2.25% 2.27%

Savings

Interest Rate APY
$1 and greater 0.50% 0.50%

Money Market

Consumer Interest Rate APY
$1-$24,999 0.25% 0.25%
$25,000-$99,999 0.40% 0.40%
$100,000-$499,999 0.50% 0.50%
$500,000-$999,999 0.75% 0.75%
$1,000,000 and greater 1.00% 1.01%

 

Business Interest Rate APY
$1-$24,999 0.25% 0.25%
$25,000-$99,999 0.40% 0.40%
$100,000-$499,999 0.50% 0.50%
$500,000-$999,999 0.75% 0.75%
$1,000,000 and greater 1.00% 1.01%

Interest Checking

Award Checking Interest Rate APY
$1-$25,000 1.25% 1.26%
$25,001 and greater 0.25% 0.25%
Non-Qualifying Rate 0.05% 0.05%

 

Senior Award Checking Interest Rate APY
$1-$500,000 0.60% 0.60%
$500,001 and greater 0.30% 0.30%
Non-Qualifying Rate 0.30% 0.30%
Small Business Award Checking Interest Rate APY
$1-$74,999 0.75% 0.75%
$75,000 and greater 0.50% 0.50%
Non-Qualifying Rate 0.10% 0.10%
Platinum Plus / NOW Interest Rate APY
$1-$24,999 0.25% 0.25%
$25,000-$49,999 0.35% 0.35%
$50,000 and greater 0.50% 0.50%
Health Savings Accounts currently priced the same
Penalties for early withdrawal of CDs, IRAs, and SEPs will reduce earnings:
• Less than 12 months (1 Year) Maturity - 30 days simple interest whether earned or not;
• Equal to or greater than 12 months, but less than 24 months Maturity - 90 days simple interest whether earned or not;
• Equal to or greater than 24 months (2 Years) Maturity - 180 days simple interest whether earned or not.
All rates subject to change at bank's discretion. Fees could reduce the earnings on the account. Minimum balance (opening balance) required to obtain stated APY.
See additional terms and conditions for CD Specials.


Contact Us

  •   1-979-595-1600 (B/CS)
  •   1-512-347-1959 (Austin)
  •   Contact Us